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Give Your Customers The
Smoothest Way To Pay

Transactpay Checkout lets you accept cards, bank transfers, and debit payments—securely and seamlessly. No long forms, no friction—just fast, reliable payments that boost conversions and revenue

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Why Choose Us

Transactpay Checkout isn’t just a payment gateway it’s your growth engine. Whether you’re a solo founder or scaling fast, it delivers secure, seamless payments built for great customer experience. With flexible integration, global payment support, and one-click repeat payments via Transactpay Trust, it’s designed to boost conversions and build loyalty. Because getting paid should be the easiest part of doing business.

Fast and secure payment

Speed meets safety. Every transaction is encrypted and verified in real time.

Developer Friendly

Our flexible API and plug-and-play integration make it easy to customize checkout to your workflow—no matter your stack.

Multiple payment methods

Cards, transfers, direct debit—your customers choose how they pay. You just get paid.

1const axios = require('axios');
2    let data = JSON.stringify({
3      "customer": {
4        "firstname": "transact",
5        "lastname": "pay",
6        "mobile": "+2348134543421",
7        "country": "NG",
8        "email": "[email protected]"
9      },
10      "order": {
11        "amount": 100,
12        "reference": "",
13        "description": "Pay",
14        "currency": "NGN"
15      },
16      "payment": {
17        "RedirectUrl": "https://www.hi.com"
18      }
19    });
20
21    let config = {
22      method: 'post',
23      maxBodyLength: Infinity,
24      url: 'https://payment-api-service.transactpay.ai/payment/order/create',
25      headers: { 
26        'api-key': 'PGW-PUBLICKEY-TEST-26795CB9393A4AF8BA931E8DA967FF3E', 
27        'Content-Type': 'application/json'
28      },
29      data : data
30    };
31
32    axios.request(config)
33    .then((response) => {
34      console.log(JSON.stringify(response.data));
35    })
36    .catch((error) => {
37      console.log(error);
38    });
39    

For

Developers

Designed with simplicity and flexibility in mind.Whether you're building a custom site or adding payments to your existing platform, our API makes integration a breeze.

Enabling Businesses

Trusted by some of Nigerias most respected brands.Whether it is luxury fashion or world class hospitality Transactpay Checkout makes every payment simple secure and effortless.

  1. 👗 Moofa Design
  2. 🏨 Federal Palace Hotel

Give your customers seamless payment options wherever they shop and however they choose to pay.

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Frequently Asked Questions

Transactpay Checkout is a powerful API-first payment solution that lets you embed a fully customizable checkout experience into your website, app, or platform. It's built for businesses that want full control over their payment process — including e-commerce stores, mobile apps, SaaS platforms, and digital marketplaces. If you have a developer team or work with technical partners, Transactpay Checkout is designed for you.

Your customers can pay using a variety of options, including bank transfers, debit and credit cards, Transactpay Trust (for 1-click returning customer payments via NIBSS Direct Debit or Card Tokenization), Opay wallets, and more. We also support expandable options like USSD and QR codes to suit different customer preferences.

To integrate Transactpay Checkout, your developers will need to work with our REST APIs or SDKs. They’ll handle authentication, front-end customization, and webhook management. We provide detailed API documentation, sandbox access for testing, and dedicated developer support to make integration smooth and straightforward.

Security is at the core of Transactpay Checkout. We are fully PCI-DSS compliant, encrypt all payment data, monitor transactions in real time for fraud, and validate all webhook communications. You can confidently scale your business knowing your payments are protected by industry-best security standards.