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Simple & Transparent
Pricing For All Business Sizes

Getting paid shouldn’t come with hidden fees or confusing rates. Transactpay's pricing is built on transparency, simplicity, and flexibility—so whether you're just starting out or scaling fast, you only pay for what you use. No surprises. No fine print.

Local Transactions

currency icon1.5%

Capped At N2,000

Seamlessly collect payments through bank transfers, Opay, Mastercard, VISA, and Verve cards at the same affordable rate.

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International Card Transactions

currency icon5%

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Seamlessly collect payments through bank transfers, Mastercard, VISA, and Verve cards at the same affordable rate.

payment methodpayment methodpayment method

Frequently Asked Questions

  • Transactpay offers transparent fees to keep your costs predictable.
  • Local Transactions (NGN): 1.3% per transaction, capped at ₦2,000.
  • International Card Transactions: 4.5% per transaction.
  • These local transaction rates apply to payments made via bank transfers, Opay, Mastercard, VISA, and Verve cards.

Payouts are processed really fast, ensuring you receive your funds promptly after transactions are completed.

Yes, during setup, you have the option to pass transaction fees directly to your customers. This provides flexibility in how you manage your pricing and costs — and the best part is, you can tweak or change these settings anytime from your Transactpay dashboard.

  • Naira Transfers Fees: ₦10 to ₦25 (depending on your transaction volume tier)
  • Supported Currencies for Bank Transfers: NGN, USD, GBP, EUR