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Transactpay helps African businesses of all sizes

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Exclusive

For High-Volume Enterprises & Institutions Bespoke financial infrastructure and white-glove service for organizations where 100% uptime and immediate liquidity are non-negotiable.

TRANSACTPAY-ULTRA.

  1. T+0 365 Settlements: Access your funds the moment you earn them—including weekends, public holidays, and outside bank hours.
  2. Dedicated Infrastructure: Run your transactions on private, dedicated servers to ensure maximum speed and zero downtime.
  3. Chargeback Concierge: A specialized risk team dedicated to managing disputes and protecting your bottom line.
  4. White-Glove Support: Direct access to a dedicated Relationship Manager and 24/7 priority VIP technical assistance.
  5. Custom Onboarding: Enjoy a one-on-one guided setup process tailored specifically to your complex enterprise requirements.
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Instant

For Solo Founders & Micro-Businesses Establish a documented business identity in 60 seconds. A streamlined "Business-in-a-Box" that helps you build the financial history needed for tax compliance, grants, and future investments.

TRANSACTPAY LITE.

  1. Virtual Account Number: Collect bank transfers as you do already while maintaining professional, automated records.
  2. Grant & Tax Ready: Every sale is documented, providing the formal history required for tax compliance and to qualify for funding.
  3. Lightweight PWA: No app store downloads required; our high-speed web app works on any smartphone, even with limited data.
  4. Omnichannel Collection: Accept payments your way via Bank Transfer, QR codes, or simple Payment Links.
  5. Daily Settlements: Your revenue is settled to you every single day, keeping your cash flow ready for immediate action.
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Growth

For Registered Companies & Ambitious Businesses A comprehensive payment gateway designed for established businesses ready to accept global payments and scale their operations.

TRANSACTPAY PRO.

  1. Global Payments: Accept Cards (Local & Int'l), Bank Transfers, and native OPay/PalmPay integrations for maximum conversion.
  2. Seamless Integration: Easily embed our checkout experience directly into your own mobile apps and web platforms via robust APIs.
  3. Full Business Suite: Access professional Invoicing, FREE online store, and customizable Payment Links for any scenario.
  4. Recurring Revenue: Built-in tools to manage both one-time sales and automated recurring subscription billing.
  5. Extended Reach: Leverage our ecosystem integrations to reach millions of digitally native shoppers across Nigeria..
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Frequently Asked Questions

Lite is designed for small businesses to digitalize simple payment collections and create financial structure easily.

No. Lite is built as a mobile web app, so you can access it from the browser on your phone or any internet-enabled device and start collecting payments instantly. No integration or technical setup is required.

Yes. Lite has predefined transaction and volume limits aligned with CBN regulatory requirements.

Funds are settled to your verified bank account through licensed financial institutions.

Yes. As your business grows, you can move to Pro or Ultra after a compliance review.